【BBC六分钟】英国人均负债超4000英镑？当“负债”成为普
字幕摘录
| 时间 | 英文 | 中文 |
|---|---|---|
| 0:07 | Hello. | 哈罗 |
| 0:07 | This is 6 Minute English from BBC Learning English. | 这是6分钟英语 来自BBC学习英语。 |
| 0:11 | I'm Neil. | 我是尼尔。 |
| 0:11 | And I'm Pippa. | 我是皮帕,我是皮帕 我是皮帕,我是皮帕,我是皮帕 |
| 0:13 | Are you good at saving money, Neil, or do you like to spend it? | 你擅长储蓄,尼尔 还是喜欢花钱? |
| 0:17 | Well, actually, a bit of both. | 嗯,其实,有点两者。 |
| 0:20 | I like to spend money on nice things, but I also try to save | 我喜欢把钱花在好东西上 但我也试着省钱 |
| 0:25 | mainly because I've got children. | 主要是因为我有孩子 |
| 0:27 | How about you? | 你怎么样? |
| 0:28 | Yeah, I'm the same. | 是啊,我一样。 |
展开字幕全文（94 条）
| 序号 | 英文 | 中文 |
|---|---|---|
| 1 | Hello. | 哈罗 |
| 2 | This is 6 Minute English from BBC Learning English. | 这是6分钟英语 来自BBC学习英语。 |
| 3 | I'm Neil. | 我是尼尔。 |
| 4 | And I'm Pippa. | 我是皮帕,我是皮帕 我是皮帕,我是皮帕,我是皮帕 |
| 5 | Are you good at saving money, Neil, or do you like to spend it? | 你擅长储蓄,尼尔 还是喜欢花钱? |
| 6 | Well, actually, a bit of both. | 嗯,其实,有点两者。 |
| 7 | I like to spend money on nice things, but I also try to save | 我喜欢把钱花在好东西上 但我也试着省钱 |
| 8 | mainly because I've got children. | 主要是因为我有孩子 |
| 9 | How about you? | 你怎么样? |
| 10 | Yeah, I'm the same. | 是啊,我一样。 |
| 11 | I like to save money, or I try to, for the future, but I also do spend it. | 我喜欢为未来省钱 或者努力省钱 但我也花掉了 |
| 12 | I don't count every penny that I spend and save every single penny that I earn. | 我不计我花的每一分钱 并节省我赚的每一分钱。 |
| 13 | Well, whether you're a saver or a spender, being in debt is common in the UK. | 无论你是储蓄者还是支出者 债务在英国很常见 |
| 14 | Debt refers to money | 债务是指金钱 |
| 15 | a person has borrowed to buy something in which they have to pay back, usually to a bank, | 一个人借钱买东西 他们必须偿还, 通常是银行, |
| 16 | a credit card company or another person. | 信用卡公司或他人。 |
| 17 | Many people avoid talking about debt, | 很多人不谈债务 |
| 18 | but it affects us all. | 但它影响到我们所有人。 |
| 19 | In 2025, over 1,000 people contacted the UK Citizens Advice Bureau | 2025年,1000多人与英国公民咨询局取得联系. |
| 20 | every single day of the year for help with their debt. | 每年的每一天都为他们的债务提供帮助。 |
| 21 | And when debt gets out of control, | 当债务失控时 |
| 22 | it causes stress and worry. | 它会引起压力和担忧。 |
| 23 | BBC Radio 4 programme, Thinking Allowed, interviewed one young man, | BBC电台4号节目 "思考允许"采访了一位年轻人 |
| 24 | Jason, about his debt. | 杰森,关于他的债务。 |
| 25 | Jason uses three phrases, pay back, pay off and clear debt, all of which mean the same thing, | 杰森用三个短语,还债,还债,还债,还债,还债,都意味着同样的事情, |
| 26 | to give back the money you've borrowed. | 把钱还给我 |
| 27 | In this episode, we'll hear more about living with debt by learning some useful new words | 在这个剧集里,我们通过学习一些有用的新词来听到更多关于债务生活的故事. |
| 28 | and phrases. | 和语句。 |
| 29 | And remember, you'll find all the vocabulary used, plus a quiz | 记住,你会发现所有的词汇 加上一个测验 |
| 30 | 和我们网站上的工作表, bbclearningenglish.com. | |
| 31 | But first, I have a question for you, Pippa. | 但首先 我有个问题要问你 皮帕 |
| 32 | According to debt support group The Money | 根据债务支持小组的说法 The Money |
| 33 | Charity, roughly how much is the average British adult in debt through credit cards, | 慈善事业,通过信用卡负债的英国成年人平均有多少 |
| 34 | overdrafts and personal loans? | 透支和个人贷款? |
| 35 | Is it A, £2,200, B, £4,200 or C, £6,200? | 是A,2200英镑,B,4200英镑还是C,6200英镑? |
| 36 | I'm not sure. | 我不太确定 说不定 |
| 37 | I'll say £2,200. | 我会说2200英镑。 |
| 38 | OK, well, we will find out the answer later in the programme. | 好吧,我们稍后会在节目中找到答案。 |
| 39 | Jason's story features in a new book by sociologist Ryan Davey. | 杰森的故事特征是社会学家瑞安·戴维的新书. |
| 40 | Ryan spent months | 瑞恩花了几个月 |
| 41 | living in a low income housing estate, which he gave the fictional name Woldham. | 他给了沃德姆这个虚构的名字 |
| 42 | He talked with residents and listened to their money worries. | 他与居民交谈,并听他们的金钱担忧. |
| 43 | Here, Ryan explains | 在这里,瑞安解释 |
| 44 | more to BBC Radio 4's Thinking Allowed. | 更多关于BBC电台4的思考允许。 |
| 45 | The people of Woldham were making ends meet. | 伍尔德姆的百姓正在满足 |
| 46 | To make ends meet means having just enough money | 糊口就是有钱 |
| 47 | to pay for basic living expenses like food, bills and rent. | 支付食物、账单和租金等基本生活费用。 |
| 48 | Ryan found that many residents | Ryan发现很多居民 |
| 49 | were in arrears – a phrase meaning to still owe money that should have already been repaid. | 也就是说, |
| 50 | For most residents, debt was a normal part of daily life. | 对于大多数居民来说,债务是日常生活的正常部分. |
| 51 | With a regular income, debt can be managed. | 有了固定收入,就可以管理债务. |
| 52 | But for those who are unemployed or on low incomes, | 但对于那些失业或低收入的人来说, |
| 53 | it can cause serious distress. | 这会造成严重的困扰 |
| 54 | Here, Ryan discusses how the residents he met felt about | 在这里,瑞安讨论 他遇到的居民的感受 |
| 55 | their debt with BBC Radio 4's Thinking Allowed. | 他们欠BBC电台4号的债 允许他们思考 |
| 56 | Jason actually fluctuated between wanting to clear all of his debts on the one hand | 贾森其实在一方面想还清所有债务之间波动 |
| 57 | and on the other what he described as living on the never-never and actually questioning the | 而另一方面,他所说的生活 从来没有,实际上质疑 |
| 58 | supposed moral obligation to pay his debts. | 所谓的偿还债务的道德义务。 |
| 59 | Over the months that I knew him, the financial strain | 几个月来,我认识他, 财政紧张 |
| 60 | on him and his partner increased. | 他和他的伴侣增加了。 |
| 61 | They missed some of their bills. | 他们错过了一些账单。 |
| 62 | Their internet was disconnected. | 他们的互联网被切断。 |
| 63 | Jason was living on the never-never – an informal phrase for buying the things you need by making | 杰森一直活在 永不 - 一个非正式的短语 通过购买你需要的东西 |
| 64 | regular small payments over a long time. | 长期定期小额付款。 |
| 65 | It's called the never-never because it seems the debt | 它被称为永不,因为它似乎是债务 |
| 66 | will never be repaid. | 永无报应。 |
| 67 | Jason experienced financial strain – emotional stress caused by a lack of | 杰森经历了经济压力 — — 缺乏经济条件导致的情绪压力 |
| 68 | money to meet his basic needs or to repay his debt. | 满足基本需要或偿还债务的钱。 |
| 69 | Debt is a serious issue. | 债务是一个严重的问题。 |
| 70 | It affects many | 影响很多 |
| 71 | people and there are support groups who can help if you need it. | 人们和有支持团体 他们可以帮助 如果你需要它。 |
| 72 | OK, Neil, what was the | 好吧,尼尔,是什么 |
| 73 | answer to your question? | 回答你的问题? |
| 74 | I asked what the average amount of debt | 我问平均债务多少 |
| 75 | a British adult has through credit cards, overdrafts and personal loans. | a 英国成年人通过信用卡、透支和个人贷款获得。 |
| 76 | I said it was around £2,200. | 我说是2200英镑左右 |
| 77 | I'm afraid that's not the right answer. | 恐怕这不是正确的答案 |
| 78 | In fact, it's £4,232. | 事实上是4,232英镑. |
| 79 | OK, let's recap the vocabulary we've learnt, starting with debt – money a person has borrowed | 好,让我们重新总结一下我们学到的词汇,从债务开始——一个人借的钱 |
| 80 | and needs to give back. | 并需要回报。 |
| 81 | The phrases to pay back, to pay off and to clear a debt all mean to give | 用来还债、还债和还债的词句都意味着 |
| 82 | back money you have borrowed. | 你借回来的钱 |
| 83 | If someone is making ends meet, they have just enough money | 如果有人糊口了 他们的钱就足够了 |
| 84 | to pay for basic living expenses and if they are in arrears, they still owe money that should have | 支付基本生活费用,如果拖欠,他们仍然拖欠本应拖欠的款项; |
| 85 | been repaid already. | 已经偿还。 |
| 86 | If you buy something on the never-never, you buy it by making small, | 如果你买的东西永远不要, 你买它通过小, |
| 87 | regular payments over a long period. | 长期定期付款。 |
| 88 | And finally, financial strain is emotional stress caused by a | 最后,财政紧张是 情绪压力是由一个 |
| 89 | lack of money to meet your basic needs. | 缺乏满足基本需要的资金。 |
| 90 | Once again, our six minutes are up, but if you'd like to know | 再说一次 我们的六分钟到了 但是如果你想知道 |
| 91 | how debt is spelled and all the other words from this episode, visit our website bbclearningenglish.com | 债务如何拼写 以及本集的所有其他词 访问我们的网站 bbclearningenglish.com |
| 92 | to find a full vocabulary list. | 查找完整的词汇列表。 |
| 93 | See you again soon, but for now, it's goodbye. | 很快再见,但现在,这是再见。 |
| 94 | Bye. | 再见。 |
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