TED演讲：怎样活出最精彩的退休人生？
字幕摘录
| 时间 | 英文 | 中文 |
|---|---|---|
| 0:04 | Everyone says you have to get ready to retire financially. | 大家都说你要准备好在经济上退休 |
| 0:08 | And of course you do. | 当然了 |
| 0:10 | But what they don't tell you is that you also have to get ready psychologically. | 但是他们不告诉你的是 你也得心理准备 |
| 0:16 | Who knew? | 谁知道呢? |
| 0:18 | But it's important for a couple of reasons. | 但出于几个原因,这很重要. |
| 0:22 | First, 10,000 North Americans will retire today and every day for the next 10 to 15 | 首先,一万北美人今天退休 接下来的10到15天每天退休 |
| 0:30 | years. | 岁月 |
| 0:32 | This is a retirement tsunami. | 这是一个退休海啸。 |
| 0:35 | And when these folks come crashing onto the beach, a lot of them are going to feel like | 当这些人冲上海滩时, 很多人会觉得 |
| 0:40 | fish out of water without a clue as to what to expect. | 鱼从水里出来 不知该期待什么 |
展开字幕全文（150 条）
| 序号 | 英文 | 中文 |
|---|---|---|
| 1 | Everyone says you have to get ready to retire financially. | 大家都说你要准备好在经济上退休 |
| 2 | And of course you do. | 当然了 |
| 3 | But what they don't tell you is that you also have to get ready psychologically. | 但是他们不告诉你的是 你也得心理准备 |
| 4 | Who knew? | 谁知道呢? |
| 5 | But it's important for a couple of reasons. | 但出于几个原因,这很重要. |
| 6 | First, 10,000 North Americans will retire today and every day for the next 10 to 15 | 首先,一万北美人今天退休 接下来的10到15天每天退休 |
| 7 | years. | 岁月 |
| 8 | This is a retirement tsunami. | 这是一个退休海啸。 |
| 9 | And when these folks come crashing onto the beach, a lot of them are going to feel like | 当这些人冲上海滩时, 很多人会觉得 |
| 10 | fish out of water without a clue as to what to expect. | 鱼从水里出来 不知该期待什么 |
| 11 | Secondly, it's important because there is a very good chance that you will live one | 第二,这很重要 因为有一个很好的机会 你将活在一个 |
| 12 | third of your life in retirement. | 你退休时的三分之一 |
| 13 | So it's important that you have a heads up to the fact that there will be significant | 所以,重要的是,你有一个注意的事实, 有重大 |
| 14 | psychological changes and challenges that come with it. | 随之而来的心理变化和挑战。 |
| 15 | I belong to a walking group that meets early three mornings a week. | 我属于一个步行小组,每周三清晨开会。 |
| 16 | Our primary goal is to put 10,000 steps on our Fitbits. | 我们的首要目标是在我们的Fitbits上设置一万步. |
| 17 | And then we go for coffee and cinnamon buns, more important. | 然后我们去喝咖啡和肉桂面包,更重要。 |
| 18 | So we've gotten the habit of as we walk, we've gotten the habit of choosing a topic for discussion. | 所以我们在走路的时候习惯了选择讨论话题的习惯. |
| 19 | And one day the topic was, how do you squeeze all the juice out of retirement? | 有一天,话题是, 你怎么挤出所有的汁 从退休? |
| 20 | How's that for seven o'clock in the morning? | 早上七点怎么样? |
| 21 | So we walk and we talk and the next day we go on to the next topic. | 所以我们走着走着聊着,第二天我们接着讨论下一个话题。 |
| 22 | But the question stayed with me because I was really having some challenges with retirement. | 但问题在我手里 因为我在退休方面确实遇到一些挑战 |
| 23 | I was busy enough, but I really didn't feel that I was doing very much that was significant | 我很忙,但我真的不觉得 我做了很多,这很重要 |
| 24 | or important. | 或重要的东西。 |
| 25 | I was really struggling. | 我真的很难熬 |
| 26 | I thought I had a pretty good idea of what success looked like in a working career. | 我觉得我对工作生涯中的成功 有了相当不错的认识 |
| 27 | But when it came to retirement, it was fuzzier for me. | 但到了退休的时候, 对我来说是模糊的。 |
| 28 | So I decided to dig deeper. | 所以我决定挖得更深 |
| 29 | And what I discovered was that much of the material on retirement focuses on the financial | 我发现很多关于退休的材料都集中在财务上 |
| 30 | and or the estate side of things. | 或财产方面的东西。 |
| 31 | And of course, they're both important, but just not what I was looking for. | 当然,它们都很重要, 但不是我想要的。 |
| 32 | So I interviewed dozens and dozens of retirees and I asked them the question, | 我采访了几十名退休人员,问他们问题 |
| 33 | how do you squeeze all the juice out of retirement? | 你怎么挤出所有的汁 从退休? |
| 34 | What I discovered was that there is a framework that can help make sense of it all. | 我发现有一个框架 能够帮助理解这一切。 |
| 35 | And that's what I want to share with you today. | 这就是我今天想跟大家分享的 |
| 36 | You see, there are four distinct phases that most of us move through in retirement. | 你看,有四个不同的阶段 我们大多数人在退休时都走过。 |
| 37 | And as you'll see, it's not always a smooth ride. | 且如所见,不总是顺行. |
| 38 | In the next few minutes, you'll recognize which phase you're in if you're retired. | 在接下来的几分钟里,你会识别出你处于哪个阶段 如果你退休。 |
| 39 | And if you're not, you'll have a better idea of what to expect when that time comes. | 如果你没有,你会有一个更好的想法 当那个时间到来。 |
| 40 | And best of all, you'll know that there is a phase four, the most gratifying, satisfying | 最重要的是,你会知道 第四阶段,最满意,最满意 |
| 41 | of the four phases. | 四个阶段。 |
| 42 | And that's where you can squeeze all the juice out of retirement. | 在那里你可以挤出所有的汁 从退休。 |
| 43 | Phase one is the vacation phase. | 第一阶段是休假阶段。 |
| 44 | And that's just what it's like. | 亦复如是. |
| 45 | You wake up when you want, you do what you want all day. | 你醒来的时候想做什么就做什么 |
| 46 | And the best part is that there is no set routine. | 最好的部分是没有固定的常规。 |
| 47 | For most people, phase one represents their view of an ideal retirement, relaxing, | 对大多数人来说,第一阶段代表着 他们的理想退休,放松, |
| 48 | fun in the sun, freedom, baby. | 阳光下的乐趣 自由 宝贝 |
| 49 | And for most folks, phase one lasts for about a year or so. | 对大多数人来说,第一阶段持续大约一年左右。 |
| 50 | And then strangely, it begins to lose its luster. | 然后奇怪的是,它开始失去它的色欲。 |
| 51 | We begin to feel a bit bored. | 我们开始觉得有点无聊。 |
| 52 | We actually miss our routine. | 我们实际上错过了我们的常规。 |
| 53 | Something in us seems to need one. | 我们身上有些东西需要的 |
| 54 | And we ask ourselves, is that all there is to retirement? | 我们自问, 退休就够了吗? |
| 55 | Now, when these thoughts and feelings start to bubble up, you have already moved into | 现在,当这些想法和感情开始浮出水面时, 你已经搬进了 |
| 56 | phase two. | 第二阶段。 |
| 57 | Phase two is when we feel loss and we feel lost. | 第二阶段是当我们感到迷失和迷失的时候。 |
| 58 | Phase two is when we lose the big five, significant losses, all associated with retirement. | 第二阶段是当我们失去五大重大损失时,这些损失都与退休有关。 |
| 59 | We lose that routine. | 我们失去了这个常规。 |
| 60 | We lose a sense of identity. | 我们失去了一种认同感。 |
| 61 | We lose many of the relationships that we had established at work. | 我们失去了我们在工作中建立的许多关系。 |
| 62 | We lose a sense of purpose. | 我们失去了一种目的感。 |
| 63 | And for some people, there is a loss of power. | 对有些人来说,权力是丧失的。 |
| 64 | Now, we don't see these things coming. | 现在,我们看不到这些东西来了。 |
| 65 | We didn't see these losses coming. | 我们没看到这些损失会来 |
| 66 | And because they happen all at once, it's like, poof, gone. | 因为它们同时发生, 它就像,poof,走了。 |
| 67 | It's traumatic. | 这是创伤。 |
| 68 | Phase two is also when we come face to face with the three D's. | 第二阶段也是我们面对三个D的时候。 |
| 69 | Divorce, depression, and decline, both physical and mental. | 离婚 抑郁 身心衰落 |
| 70 | The result of all of this is that we can feel like we've been hit by a bus. | 这一切的结果是,我们可以感觉自己被巴士撞到了. |
| 71 | You see, before we can appreciate and enjoy some of the positive aspects associated with | 你看,在我们能够欣赏和享受与下列因素有关的一些积极方面之前, |
| 72 | with phase three and four, you are going to, in phase two, feel fear, anxiety, and quite | 在第三和第四阶段,你将在第二阶段感受到恐惧、焦虑和相当的恐惧。 |
| 73 | even depression. | 甚至是抑郁症 |
| 74 | That's just the way it is. | 师便打曰. |
| 75 | So buckle up, get ready. | 系好安全带,准备好 |
| 76 | Fortunately, at some point, most of us say to ourselves, hey, I can't go on like this. | 幸运的是,在某个时候, 我们大多数人都对自己说, 嘿,我不能这样下去。 |
| 77 | I don't want to spend the rest of my life, perhaps 30 years, feeling like this. | 我不想一辈子,也许三十年,这样的感觉 |
| 78 | And when we do, we've turned a corner to phase three. | 当我们这样做的时候,我们已经转弯 到第三阶段。 |
| 79 | Phase three is a time of trial and error. | 第三阶段是试验和错误的时间。 |
| 80 | In phase three, we ask ourselves, how can I make my life meaningful again? | 在第三阶段,我们问自己,我怎样才能使我的生活再次有意义? |
| 81 | How can I contribute? | 我该怎么贡献? |
| 82 | The answer often is to do things that you love to do and do really well. | 答案常常是做你喜欢做的事 做得很好 |
| 83 | But phase three can also deliver some disappointment and failure. | 但是,第三阶段也可以带来一些失望和失败。 |
| 84 | For example, I spent a couple of years serving on a condo board until I finally got tired | 比如说,我花了几年在公寓板上工作 直到我终于累了 |
| 85 | of being yelled at. | 被骂了 |
| 86 | You see, one year, the board decided that we were going to plant daffodils rather than | 你看,一年,董事会决定 我们要种植水仙而不是 |
| 87 | the traditional daisies. | 传统菊花 |
| 88 | And we got yelled at. | 我们被骂了 |
| 89 | Go figure. | 试试看 |
| 90 | I thought about law school, thinking perhaps of becoming a paralegal, and then I completed | 我想到法学院, 考虑也许成为一个律师助理, 然后我完成了 |
| 91 | a program on dispute resolution. | 一个解决争端的方案。 |
| 92 | It all went nowhere. | 这一切都没有结果。 |
| 93 | I love to write. | 我喜欢写作。 |
| 94 | So I created a program called Getting Started on Your Memoirs. | 于是我创建了一个名为"开始你的回忆录"的程序. |
| 95 | That program has met with limited success. | 该方案取得了有限的成功。 |
| 96 | It's been a rocky road for me too, and I told you to buckle up. | 这条路对我来说也是条崎岖的道路 我叫你系好安全带 |
| 97 | Now I know all this can sound bad, but it's really important to keep trying and experimenting | 现在我知道这一切听起来很糟 但继续尝试和试验是非常重要的 |
| 98 | with different activities that'll make you want to get up in the morning again. | 进行不同的活动 会让你想早上再起床 |
| 99 | Because if you don't, there's a real good chance of slipping back into phase two, feeling | 因为如果你不这样做, 有一个真正的好机会 滑回到第二阶段,感觉 |
| 100 | like you've been hit by a bus, and that is not a happy prospect. | 就像你被公交车撞了 那可不是个好前景 |
| 101 | Not everyone breaks through to phase four, but those who do are some of the happiest | 不是每个人都能进入第四阶段 而是那些最快乐的人 |
| 102 | people I have ever met. | 我见过的人 |
| 103 | Phase four is a time to reinvent and rewire. | 第四阶段是重塑和重焊的时刻。 |
| 104 | But phase four involves answering some tough questions too. | 但是,第四阶段也需要回答一些棘手的问题。 |
| 105 | Like what's the purpose here? | 比如这里的目的是什么? |
| 106 | What's my mission? | 我的任务是什么? |
| 107 | How can I squeeze all the juice out of retirement? | 我怎么能挤出所有的汁 从退休? |
| 108 | You see, it's important that we find activities that are meaningful to us and that give us | 你看,重要的是,我们必须找到 对我们有意义的活动 并且给我们 |
| 109 | a sense of accomplishment. | 一种成就感。 |
| 110 | And my experience is that it almost always involves service to others. | 我的经验是,它几乎总是涉及服务他人。 |
| 111 | Maybe it's helping a charity that you care about. | 也许这对你关心的慈善事业有帮助 |
| 112 | Maybe you'll be like the old coots. | 也许你会像老乡巴佬一样 |
| 113 | These folks took a booth in the local farmer's market and were prepared to give their advice | 这些人在当地的农贸市场打工,准备给他们建议 |
| 114 | based on their vast years of experience to anyone who came by. | 根据他们多年的经验 来的人。 |
| 115 | Or maybe you'll be like my friend Bill. | 或者你会像我的朋友比尔一样 |
| 116 | I met Bill a few years ago in a 55 plus activity group. | 我几年前在一个55加的活动组里认识了比尔. |
| 117 | In the summer, we golf together and walk together and bicycle together. | 在夏天,我们一起打高尔夫,一起走路,一起骑自行车. |
| 118 | In the winter, we curl. | 在冬天,我们卷曲。 |
| 119 | But Bill had this idea that we should exercise our brains as well. | 但比尔有这个想法,我们应该 锻炼我们的大脑。 |
| 120 | He believed that there was a tremendous pool of expertise and experience in our group. | 他认为,我们集团拥有大量专门知识和经验。 |
| 121 | And so he approached a number of folks and asked if they would volunteer to teach some | 所以他找了几个人 问他们会不会自愿教一些 |
| 122 | of the things that they love to do to others. | 他们喜欢对别人做的事 |
| 123 | And almost invariably, they agreed. | 他们几乎总是同意 |
| 124 | Bill himself taught two sessions, one on iPads and one on iPhones, because we were smart | Bill自己教了两个课,一个在iPads,一个在iPhones,因为我们很聪明 |
| 125 | enough to know that a number of our members had been given these things as gifts at Christmas | 足够让我们知道 我们的一些成员 在圣诞节收到这些礼物 |
| 126 | by their children and that they barely knew how to turn them on. | 和他们的孩子, 他们几乎不知道如何打开他们。 |
| 127 | The first year, we offered nine programs and there were 200 folks signed up. | 第一年,我们提供了9个方案,有200人报名。 |
| 128 | The next year, that number expanded to 45 programs with over 700 folks participating. | 明年,这一数字扩大到45个方案,有700多人参加。 |
| 129 | And the following year, we offered over 90 programs and had 2100 registrations. | 第二年,我们提供了90多个方案, 并有2100个注册。 |
| 130 | Amazing. | 厉害 |
| 131 | That was Bill. | 那是比尔。 |
| 132 | Our members taught us to play bridge and mahjong. | 我们的成员教我们打桥牌和麻将. |
| 133 | They taught us to paint. | 他们教我们画画 |
| 134 | They taught us to repair our bicycles. | 他们教我们修自行车 |
| 135 | We tutored and mentored local school kids. | 我们辅导和辅导当地学校的孩子。 |
| 136 | We set up English as a second language programs for newcomers. | 我们设置英语作为新来者的第二语言程序. |
| 137 | We had book clubs. | 我们有读书俱乐部。 |
| 138 | We had film clubs. | 我们有电影俱乐部。 |
| 139 | We even had a few golf clubs. | 我们甚至有几家高尔夫球俱乐部 |
| 140 | It's exhausting, but exhilarating. | 虽累人,但振奋人心. |
| 141 | That's what's possible in phase four. | 这是第四阶段的可能. |
| 142 | And do you remember the five losses that we talked about in phase two? | 你还记得我们在第二阶段谈到的五个损失吗? |
| 143 | Loss of our routine and identity and relationships and purpose and power? | 失去我们的日常和身份 关系和目的和权力? |
| 144 | In phase four, these are all recovered. | 在第四阶段,这些都被回收了。 |
| 145 | It is magic to see. | 这是魔术 看到。 |
| 146 | Magic. | 魔术 |
| 147 | So I urge you to enjoy your vacation in phase one. | 因此,我敦促你在第一阶段享受假期。 |
| 148 | Be prepared for the losses in phase two. | 做好第二阶段损失准备. |
| 149 | Experiment and try as many different things as you can in phase three. | 在第三阶段尝试尽可能多的不同的东西 |
| 150 | And squeeze all the juice out of retirement in phase four. | 并挤出所有果汁 退休第四阶段。 |
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